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Financial Psychology

If you have ever overspent, you might make a face like this man.

Darnell James encourages individuals to set a financial goal or goals at the top of 2021.

What is money? It is a means of exchange.

Question: What would you do with $10,000?

Choices: save, spend, invest or give

Why? The answer reflects our thinking about money. Some may retire a bill.

Know that our money decisions are formed by our introduction to money and

how we saw our parent(s) use money. He recommends that one evaluate big ticket items

before purchase. If we find that we are pressured with a sales person, do take at least

24 hours to determine the actual path.

At this time of year, income taxes and/or bonuses come. Consider what purpose you fulfill

with any increase.

Scripture: A good man leaves an inheritance [of moral stability and goodness] to his children’s children, and the wealth of the sinner [finds its way eventually] into the hands of the righteous, for whom it was laid up, Proverbs 13:22.

Prayer: Lord, we pray that You help us leave a morally stable inheritance to our children’s children, in Jesus Christ’s name.

Consult with your banker or financial planner for specific guidance regarding your situation.

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